Help with Mortgages for people in the GTA, Toronto, Mississauga with bad, bruised or poor credit

Help with Mortgages for people in the GTA, Toronto, Mississauga, York Region with bad, bruised or poor credit. We have alternative and private mortgage funding available to suit your needs.

If you are trying to get a mortgage in the GTA, Toronto, Mississauga or surrounding areas and you have "bruised", poor or bad credit then it’s likely that your local bank will turn you down.

The good news is that even if you have a exceptionally bad credit, getting a loan from major banks is not your only option. We have access to many lenders besides the traditional banks so we are able to offer you a variety of options that may suit you and your unique situation.

You have options and we are here to help

Many of our lenders specialize specifically in dealing with those with credit issues. Unfortunately this typically involves higher interest compared to a borrower with an excellent credit rating and credit history. This simply compensates the lender for the additional risk involved however the difference may not be as large as you may think as many variables may be taken into consideration. Another thing to consider if applying for a loan when you have credit concerns is that a larger down payment may be required (in order to offset the lenders risk once again) in comparison to that required of a borrower with excellent credit.

Let our experienced team help you get the mortgage you deserve.