01 / Residential
Residential Mortgages
Buying a home, renewing your mortgage, or refinancing? Explore residential mortgage options across Toronto and the GTA that fit your needs and budget.
GTA PRIVATE LENDING SPECIALISTS
Private & Alternative Mortgage Funding Financing Across the GTA
Structuring complex first and second mortgages, residential and commercial financing, construction and infill projects, and specialized funding for places of worship. Call for rates. First call is a free consultation.
Let’s look at your file.
Leave your details and tell us what you need.
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Specialists in private lending across the GTA
- Licensed Ontario brokerage · FSRA #10533
- Reviewing GTA files since 1997
* Subject to lender approval, property and borrower qualifications, and available funding.
Licensed Ontario brokerage · FSRA #10533 · Trusted since 1997
A private mortgage is arranged through a private lender, not a bank. It may cost more and run a shorter term. We review rate, fees, term, and the plan to repay or refinance before anything is signed.
Private Lending. Done Properly.
Licensed. Transparent. Purpose Built Mortgage Solutions.
The Mortgage Providers is a licensed, professional mortgage brokerage with over 30 years of experience in Ontario’s mortgage industry. We specialize exclusively in secure, transparent, and flexible private lending solutions. Our role is to connect clients with reputable private lenders when traditional bank financing is not available or suitable — whether due to income verification challenges, credit history, timing requirements, or unique property types.
Private mortgages operate under different guidelines than institutional lending, and costs and terms can vary accordingly. With three decades of underwriting experience, we ensure every client understands the structure clearly and confidently. Before any commitment is made, we conduct a detailed review of the proposed interest rate, fees, term length, and the long term strategy to repay or refinance. Nothing moves forward until the plan is responsible, suitable, and aligned with your financial goals.
Our long-standing presence in the industry is built on disciplined underwriting, full disclosure, and a commitment to ethical private lending. Whether you are navigating a time sensitive purchase, consolidating debt, completing a construction project, or securing financing for a unique property, we deliver solutions grounded in clarity, compliance, and trust.
Our focus is simple: private lending done properly — with professionalism, structure, and a clear path forward.
What we can help arrange
Financing we arrange.
02 / Commercial
Commercial
Commercial and ICI financing for industrial, commercial, and investment properties, including stores, apartments, and places of worship.
03 / Construction & infill
Construction & infill
Review financing for construction and infill projects across the GTA, with your property, plans, and timing in view.
04 / Private lending
Private Mortgages
Bank financing out of reach? Explore private first and second mortgages across the GTA, with clear guidance on costs, terms, and your repayment options.
Bring us the details
If this is your file, call.
Tell us about your property, your goal, and what is getting in the way.
Call 416-398-1323Your circumstances
Your financing needs
Before you call
Three questions.
What is a private mortgage?
A loan against property from a private lender. Often higher cost, shorter term. Ask for the full cost and the exit.
The bank said no. Can you still look?
Yes. A decline is not the last word. Eligibility still depends on property, equity, income, credit, and repayment plan.
What do I need on the first call?
Goal, property, amount, timing. Current mortgage statement if there is one. Call for rates — we do not post them.
Let’s look at your options
Start with the file.
Not a rate sheet.
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